Chidi hails from Enugu in Eastern Nigeria. He is an intelligent young man with a bright future. At the tender age of 14, Chidi loses both of his parents in a ghastly car accident, leaving him to be raised by his sister, Chinyere, who is only 19 years old. In trying to overcome the devastating death of their parents and make ends meet, Chinyere lands a job as an account manager in a bank. With her income, she is able to raise Chidi and pay his tuition up to the university level, where he graduates with a degree in Engineering. While at the university, Chidi opts to join the RISERS, the most feared fraternity on campus. At this juncture, Chidi’s life begins to spin out of control, landing him into all kinds of scams and escapades. These scams subsequently get him to America where his delinquent behaviors continue after he realizes that he has to quit college due to money shortage. Given the aforementioned circumstances, Chidi turns to a life of crime where he hustles credit cards, stolen goods, and subsequently “Black Money”, one of the biggest scams pulled off by foreigners in the US.